About Gold Medal
Trusted Insurance Company in Florida Since 2013
Gold Medal Insurance is a trusted independent insurance company in Miami, Florida. Founded by licensed advisor Pamela Medal, we help families find homeowners insurance in Florida, auto insurance in Florida, commercial insurance, life, health, and builders risk coverage – with honest guidance and no pressure. We compare options across 15+ top-rated carriers to find what truly fits your needs.
The Gold Medal Insurance Experience
Built on Expertise & Trust
Years of Insurance Experience
Personalized Coverage Plans
Trusted Insurance Partners
Hassle-Free Service
Family-First Approach


Our Story
How Gold Medal Insurance Was Built in Miami, Florida
Gold Medal Insurance was founded by Pamela Medal in Miami, Florida on a simple belief: insurance should protect the moments that matter most – without unnecessary complexity or confusion.
What began as a vision to serve Miami, Florida families with better insurance in Miami, Florida grew into a full-service independent agency offering home insurance, auto insurance Florida, commercial insurance Florida, health insurance Florida, and more trusted by more than 2,500 households and businesses across South Florida.
Pamela holds a Florida Property & Casualty Insurance License and a Florida Life & Health Insurance License. Her commitment to simplifying insurance – in both English and Spanish – has made Gold Medal Insurance one of Miami, Florida’s most accessible and trusted independent agencies.
At Gold Medal Insurance, there are no problems – only solutions.
Our Vision
Our Mission
Our mission is to simplify insurance for every family and business we serve in Miami, Florida – delivering clear, affordable insurance in Florida – including homeowners insurance, health insurance plans, and property coverage – without the confusion. We measure our success not by policies sold, but by the education, empowerment, and long-term relationships we build with every client.
Community Involvement
Giving Back to Miami, Florida
At Gold Medal Insurance, our work doesn’t stop at coverage. We proudly support our local Miami community through partnerships with schools, churches, and small business associations that strengthen families and neighborhoods.
Pamela’s dedication to helping others extends beyond business—she regularly educates local homeowners and entrepreneurs about how to protect their assets and reduce risk, empowering them with knowledge and confidence.
PROFESSIONAL AFFILITATIONS
Member: Hispanic/Latino Chamber of Commerce – Miami, Florida
Supporter: Women in Business Miami Network
Community Volunteer: Local School Safety & Family Practice Programs – Miami, Florida
Alliance Partners: Programme, Liberty Mutual, and additional top-rated carriers
These affiliations confirm Gold Medal Insurance’s standing as a licensed, community-connected independent agency serving Miami, Florida.
Book Your Free Insurance Consultation in Miami, Florida
100% free no cost to you
It Only Takes 15 Minutes
Your information is completely safe and secure
Client Success Stories
Real Results for Miami, Florida Families
At Gold Medal Insurance, we measure success by the peace of mind our clients feel. Here are a few stories that reflect our commitment to service and care:
Homeowner’s Relief
A client faced skyrocketing renewal rates from their old carrier. Pamela helped them find new coverage with better protection—saving over $1,200 a year.
Business Owner’s Safety Net
A local restaurant owner needed last-minute liability coverage to finalize a lease. Pamela worked after hours to secure the policy in one day.
Family Future Secured
A young couple wanted to protect their children’s future. Pamela guided them through life and health options that fit their budget and gave them peace of mind.


What Our Miami, Florida Clients Say About Gold Medal Insurance
Verified Google Reviews
“Hands down the best rates in town. I highly recommend Gold Medal Insurance.”
– Hugo Cabrera
![]()
“Great service, lots of patience when following up with all my questions to quote me for my health insurance and my auto policy as well.”
– V F
![]()
“Gold Medal Insurance has provided excellent services to our family and friends for about 8 years. Pamela and her staff are awesome! We trust their expertise and experience — they go above and beyond to help you. Great price and excellent support with our health insurance.”
– Milagros Rodriguez
Frequently Asked Questions
Who founded Gold Medal Insurance?
Answer: Gold Medal Insurance was founded by Pamela Medal in Miami, Florida. Pamela holds Florida Property and Casualty and Life and Health insurance licenses – covering homeowners insurance, auto insurance, and commercial lines. Serving Miami, Florida since 2015.
Is Gold Medal Insurance licensed in Florida?
Answer: Yes. Gold Medal Insurance is a licensed independent insurance agency in Florida. Founder Pamela Medal holds Florida Property and Casualty and Life and Health insurance licenses – confirmed credentials for YMYL insurance content.
Is Gold Medal Insurance bilingual?
Answer: Yes. Gold Medal Insurance provides fully bilingual consultations in English and Spanish – hablamos inglés y español. We have served Miami’s English and Spanish-speaking communities across Miami-Dade County since 2015.
When was Gold Medal Insurance founded?
Answer: Gold Medal Insurance was founded in 2015 – providing insurance in Miami, Florida by Pamela Medal. The agency has served families and businesses across Miami-Dade County, Broward County, and South Florida for over 10 years.
What professional affiliations does Gold Medal Insurance have?
Answer: Gold Medal Insurance maintains professional affiliations in the South Florida insurance community. Confirm exact association memberships with the client – e.g. South Florida Hispanic Chamber, Independent Insurance Agents association.
How is Gold Medal Insurance different from other Miami insurance agencies?
Answer: Gold Medal Insurance is an independent insurance company in Miami comparing multiple carriers – Geico, Progressive, Liberty Mutual, and Allstate – so clients get the best insurance in Florida, not just the best commission. Fully bilingual English/Spanish with 100% free consultations since 2015.