Insurance Company in Florida
Trusted Coverage for Home, Auto & Life
Gold Medal Insurance is an independent insurance company Miami, Florida residents trust, offering home, auto, commercial, life & health, and builders risk insurance plans. As an independent agency, we compare rates from 15+ top-rated carriers to find the best insurance coverage for your specific needs – at no extra cost to you. Serving Miami, Florida and South Florida since 2013.
We Speak Spanish · Hablamos Español
Home Insurance
Protect your home and personal belongings from unexpected events with reliable homeowners and renters insurance.
Auto Insurance
Stay safe on the road with coverage that fits your lifestyle—affordable, dependable, and easy to manage.
Commercial Insurance
Protect your company, employees, and investments with comprehensive business and liability coverage.
Life & Health Insurance
Secure your family’s financial future with flexible life, health, and Medicare plans tailored to your needs.
Builders Risk & Contractor Coverage
Shield your construction projects from start to finish—coverage for materials, equipment, and job-site liability.
Family & Personal Coverage Bundles
Save more by combining your auto, home, and life policies—simple protection for the people who matter most.
Independent Insurance Agency in Miami, Florida
Protecting Families and Businesses Since 2013
At Gold Medal Insurance, we believe the right insurance coverage should be straightforward, affordable, and tailored to your life – not a one-size-fits-all insurance plan. Whether you need to get insurance for the first time or find a low price insurance option, we make it simple.
As an independent insurance agency based in Miami, Florida, we work for you – not the insurance companies. That means we compare insurance rates and coverage options from 15+ top-rated carriers to find the policy that genuinely fits your budget and risk profile.
Whether you’re a first-time homeowner in Miami, Florida, a small business owner in Doral, or a family looking to consolidate home and auto policies, our team has the local expertise to guide every decision.
TESTIMONIALS
“Impressive! Pamela found me the best coverage and the lowest price for my Roofing General Liability. The process was made easy by her and I get my certificates very quickly. I highly recommend gold Medal Insurance. Low Cost. Great Service. A+”
“Gold Medal Insurance went above and beyond to help me secure my first home. I will be eternally grateful for their insight, guidance and follow through up until the final step of closing on our home A++”
“Gold Medal Insurance is #1
I went there trying to get health insurance, I was so confused about all the plans from looking online and calling different places and Palma went above and beyond and helped me choose the best plan for me. I definitely recommend this place.”
Insurance Coverage in Miami, Florida
For Every Stage of Life
Personal Insurance
Renters Insurance
Auto Insurance
Life & Health Insurance
Business Insurance
General Liability Coverage
Workers Compensation
Builders Risk Insurance
Family Protection Plans
Home + Life + Health Bundles
Business + Vehicle Packages
Custom Family Coverage
Why 2,500+ Miami, Florida Families Trust Gold Medal Insurance
Meet Pamela Medal
Licensed Florida Insurance Advisor, Miami, Florida
With over a decade of experience in the Florida insurance market, Pamela Medal founded Gold Medal Insurance in Miami, Florida on a single principle: every client deserves honest, personalized guidance – not a sales pitch.
Pamela holds a Florida Property & Casualty Insurance License and a Florida Life & Health Insurance License. She specializes in coverage scenarios unique to Miami, Florida: hurricane and flood protection insurance, high-value home coverage, contractor and builders risk policies, and multi-carrier comparison shopping for business clients.
Her bilingual expertise in English and Spanish makes Gold Medal Insurance one of Miami, Florida’s most accessible independent agencies for the city’s diverse communities.
Licensed Insurance Advisor – Florida Department of Financial Services
FL P&C License | FL Life & Health License
Serving Miami, Florida – Broward & Palm Beach County
GOLD MEDAL INSURANCE IN MIAMI SERVES:
Homeowners & Renters
Drivers & Vehicle Owners
Small & Mid-Sized Businesses
Contractors & Developers
Families & Individuals
Entrepreneurs & Startups
Get Your Free Insurance Consultation in Miami, Florida Today
What Our Miami, Florida Clients Say About Gold Medal Insurance
“Hands down the best rates in town. I highly recommend Gold Medal Insurance.”
– Hugo Cabrera
“Great service, lots of patience when following up with all my questions to quote me for my health insurance and my auto policy as well.”
– V F
“Gold Medal Insurance has provided excellent services to our family and friends for about 8 years. Pamela and her staff are awesome! We trust their expertise and experience — they go above and beyond to help you. Great price and excellent support with our health insurance.”
– Milagros Rodriguez
– Insurance Information Institute (III), 2024 Homeowners Insurance Report
Frequently Asked Questions
What types of insurance does Gold Medal Insurance offer?
Answer: Gold Medal Insurance offers personal insurance plans including home, auto, commercial, builders risk, and life and health insurance in Miami, Florida. As an independent agency we compare policies from Geico, Progressive, Liberty Mutual, and Allstate – all consultations 100% free.
Is Gold Medal Insurance bilingual?
Answer: Yes. Gold Medal Insurance provides fully bilingual consultations in English and Spanish – hablamos inglés y español. Our Miami team serves English and Spanish-speaking families and businesses across South Florida.
Does Gold Medal Insurance offer free insurance quotes in Miami?
Answer: Yes. All insurance quotes and consultations at Gold Medal Insurance are 100% free with no obligation. Call (305) 928-8787 or WhatsApp +1 (786) 205-9699 to get insurance or book your free 15-minute consultation in Miami, Florida.
Which insurance companies does Gold Medal Insurance compare?
Answer: Gold Medal Insurance is a top-rated insurance company in Miami comparing rates from Geico, Progressive, Liberty Mutual, and Allstate. Independent agents find the best insurance by comparing multiple carriers – unlike captive agents who only represent one company.
Where is Gold Medal Insurance located in Miami?
Answer: Gold Medal Insurance is located at 12934 SW 120th Street, Miami, Florida 33186. We serve clients across Miami-Dade County, Broward County, and South Florida. Call (305) 928-8787. Phone and WhatsApp consultations also available.
Who founded Gold Medal Insurance?
Answer: Gold Medal Insurance was founded by Pamela Medal in Miami, Florida. Pamela holds Florida Property and Casualty and Life and Health insurance licenses and has served Miami families and businesses since 2015.